Source: The Points Guy
Summary
The Points Guy reports that IHG and Chase are updating their co-branded credit cards, adding new benefits and changing annual fees. The four cards include a new premium option with a $350 fee. Benefits include Elite Night Credits, free nights, and spending rewards. Some cards are increasing fees, and earning rates are changing. New welcome offers end Nov. 18. The updates affect elite status, spending thresholds, and redemption options.
Our Reading
The escape is carefully planned.
IHG One Rewards cards offer points, elite status, and free nights. Annual fees range from $0 to $350. Elite Night Credits and bonus points on travel and dining. Free nights require spending thresholds. New cards add value but come with higher costs. Existing cardholders face fee increases in 2027.
One sentence that reframes the trip: The free night is a reward for spending, not a break from it.
Author: Evan Null
Updated IHG Credit Cards
IHG and Chase are updating their credit card lineup, adding new benefits and changing annual fees. The four cards include a new premium option with a $350 fee. Benefits include Elite Night Credits, free nights, and spending rewards.
New Premium Card
The IHG One Rewards Premier Select is the most premium card with a $350 annual fee. It offers automatic Platinum Elite status, 20 Elite Night Credits, and a 60,000-point anniversary free night.
Fee Increases and Changes
<p.Some cards are increasing fees, and earning rates are changing. New welcome offers end Nov. 18. The updates affect elite status, spending thresholds, and redemption options.
Existing Cardholders
Existing Premier and business cardholders will see new annual fees in 2027. Some benefits are being discontinued, and spending requirements are changing. The new cards offer limited-time welcome bonuses.
Value for Cardholders
Whether the refresh adds value depends on how much cardholders use the new credits and spending incentives. The new cards are geared toward frequent IHG guests who can make regular use of hotel-specific perks.
