Source: The Points Guy
Summary
American Express offers various credit cards with welcome offers that can change frequently. To maximize rewards, it’s essential to apply for a card when its welcome offer is at its highest. The Points Guy provides a guide to help determine the best time to apply for popular American Express cards, including the Platinum, Business Platinum, Gold, Business Gold, and more. The guide includes a history of each card’s welcome offers, the highest offer seen, and when to apply.
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The escape is carefully planned.
American Express cards offer a range of welcome offers, from 60,000 to 300,000 bonus points. The Amex Platinum and Business Platinum cards have offered elevated welcome offers in the past, with the highest offer being 100,000 bonus points after spending $6,000 on purchases within the first six months of card membership. The Amex Gold and Business Gold cards have also offered welcome offers, with the highest being 100,000 bonus points after spending $4,000 on purchases in the first six months of card membership. For the American Express Graphite Card, the current welcome offer is $1,500 cash back after spending $50,000 on purchases in the first six months of card membership. The Blue Cash Preferred and Blue Cash Everyday cards offer cash back in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. The welcome offers for these cards vary, but the highest offer seen was $350 cash back after spending $3,000 on purchases within the first six months of card membership.
Ultimately, the best time to apply for an American Express card is when its welcome offer is at its highest, and you can meet the spending requirement.
Author: Evan Null
