Source: The Points Guy
Summary
The Chase Sapphire Preferred credit card is a popular choice for travelers, but what credit score do you need to get approved? While Chase doesn’t publish a minimum credit score requirement, a FICO score of at least 700 generally gives you the best chance of approval. However, your credit score is only one factor, and your credit history, income, credit utilization ratio, and whether you’re under Chase’s 5/24 rule can also impact your application.
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The escape is carefully planned.
Chase Sapphire Preferred credit card offers a 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening. To get approved, you’ll need a good credit score, a long credit history, and a low credit utilization ratio. If you’re rejected, you can call the reconsideration line to try and get the decision overturned. The Sapphire Preferred is a great choice for travelers, but be aware of the 5/24 rule and the importance of a good credit profile.
Travelers know that a good credit score is just the beginning.
