Source: The Points Guy
Summary
The Discover it Miles credit card offers no annual fee and earns 1.5 miles per dollar on all purchases. It provides basic benefits, including no foreign transaction fees and free FICO score tracking. While it lacks premium perks like lounge access, it is suited for beginners or as a secondary card. The card’s rewards can be redeemed for cash back or travel through Capital One Travel.
Our Reading
The escape is carefully planned.
1.5 miles per dollar on all purchases. No annual fee. No lounge access. No bonus categories. Cash back or travel through Capital One. A card for beginners or as a backup.
Redemption options are simple. No transfer partners. No elite status. No complex strategies. Just miles that are easy to use.
It’s not for those chasing premium rewards. But for the basics, it works.
Travel is packaged as a simple, no-frills option.
Author: Evan Null
Discover it Miles: The basics
The Discover it Miles is a no-annual-fee card that earns 1.5 miles per dollar on all purchases. It offers no foreign transaction fees and includes free FICO score tracking. While it lacks premium benefits like lounge access, it is ideal for those new to credit or looking for a straightforward rewards option.
Discover it Miles pros and cons
Pros include no annual fee, unlimited miles, no foreign transaction fees, and easy cash back redemption. Cons include limited bonus categories and no transfer partners for maximizing redemption value.
Discover it Miles benefits
The card helps build credit with no annual fee and accessible benefits. It offers contactless payments, fraud alerts, and Social Security monitoring. Cardholders on the Capital One network can earn extra miles at select merchants.
How to earn and use your rewards
The Discover it Miles earns 5 miles per dollar on Capital One Entertainment and Capital One Travel. It earns 1.5 miles per dollar on all other purchases. Miles can be redeemed for cash back, travel, or gift cards through Capital One.
Downsides to consider about the Discover it Miles
The card lacks premium perks like statement credits or lounge access. It offers a single earning rate, making it less appealing for those seeking to maximize rewards. It is best suited for beginners or as a secondary card for nonbonus spending.
