Source: The Points Guy
Summary
Credit cards offering benefits to authorized users include the Capital One Venture X, Chase Sapphire Reserve, American Express Platinum, and Delta SkyMiles Reserve. These cards provide perks like lounge access, travel protections, and statement credits. Annual fees range from $395 to $895, with additional costs for authorized users. Rewards vary, with some cards offering miles or points per dollar spent on specific purchases. Authorized users may also gain access to travel-related benefits and credit-building opportunities.
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The escape is carefully planned.
Authorized users get lounge access, travel credits, and rewards.
Cards like Chase Sapphire and Amex offer premium benefits.
Annual fees and additional costs vary by card.
Spending by users helps earn rewards for the primary account.
Travel perks are often tied to specific spending categories.
Author: Evan Null
Overview of the best cards for authorized users
Here are some credit cards that offer valuable benefits to authorized users.
Capital One Venture X
The Capital One Venture X offers premium travel benefits for a $395 annual fee, with the option to extend select perks to authorized users.
Chase Sapphire Reserve
The annual fee for the primary account is $795 and Chase Sapphire Reserve primary cardholders can expect plenty of perks. Authorized users, however, can only rely on a few in their own right.
American Express Platinum
The Amex Platinum has an $895 annual fee and offers two types of additional cards: a paid additional Platinum Card and a no-annual-fee Companion Platinum Card.
American Express Business Platinum
Like the personal Platinum card, the Amex Business Platinum offers premium travel benefits to eligible additional cardmembers, although the cost is higher.
