Chase Ink Business Unlimited vs. Ink Business Cash: Battle of the cash-back business cards

Chase Ink Business Unlimited vs. Ink Business Cash: Battle of the cash-back business cards

Source: The Points Guy

Summary

The Ink Business Unlimited and Ink Business Cash are two no-annual-fee business credit cards offered by Chase. Both cards have the same welcome offer and benefits, but they differ in their earning rates and redemption options. The Ink Business Unlimited offers a flat 1.5% cash-back rate, while the Ink Business Cash has bonus categories for cable and phone services, internet and office supply stores, gas stations, and restaurants. Both cards can be used to maximize rewards earnings, and their rewards can be transferred to Chase’s transfer partners for airline award tickets or hotel stays. Ultimately, the choice between the two cards depends on the business owner’s spending habits and preferences.


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The escape is carefully planned.

Both the Ink Business Unlimited and Ink Business Cash offer a welcome offer of $1,000 in bonus cash back after spending $8,000 on purchases in the first four months from account opening. However, the Ink Business Cash has more lucrative bonus categories, including 5% cash back on cable and phone services, internet and office supply stores, and 2% cash back at gas stations and restaurants. On the other hand, the Ink Business Unlimited offers a flat 1.5% cash-back rate on all other purchases. The cards also differ in their redemption options, with the Ink Business Cash allowing for more flexible redemption through Chase’s transfer partners. The choice between the two cards ultimately depends on the business owner’s spending habits and preferences. The business owner’s wallet is now a travel agent.


Author: Evan Null