Source: The Points Guy
Summary
The Citi Diamond Preferred Card offers 21 months of 0% introductory APR on balance transfers and 12 months on purchases. It has no annual fee but charges a balance transfer fee. The card does not earn rewards. After the introductory period, a variable APR of 16.49%-27.24% applies. It is designed for debt consolidation, not everyday spending. The card also provides free FICO score access and Citi Entertainment benefits.
Our Reading
The escape is carefully planned.
21 months of 0% APR on balance transfers. 12 months of 0% APR on purchases. No rewards. No annual fee. Balance transfer fee. Variable APR after introductory period. Free FICO score access. Citi Entertainment.
The trip promises a break, but only if you plan to pay off debt before the interest returns.
Author: Evan Null
