
Source: The Points Guy
Summary
Chase has changed the transfer ratio for World of Hyatt points from 1:1 to 4:3 for new and existing cardholders of the Chase Sapphire Preferred and Ink Business Preferred cards. This change may affect travelers who frequently transfer their Ultimate Rewards points to Hyatt. To maintain the value of their points, cardholders may consider opening a World of Hyatt card, which earns points directly and avoids the 4:3 transfer ratio. Alternatively, carrying both a World of Hyatt card and a Sapphire Preferred card may be the strongest strategy.
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Travelers who frequently stay at Hyatt hotels may need to rethink their card strategy due to the new 4:3 transfer ratio. A World of Hyatt card can help maintain the value of their points, but it may not be the best option for everyone. Carrying both a World of Hyatt card and a Sapphire Preferred card can provide flexibility and access to other transfer partners. The World of Hyatt card earns points directly and comes with a $95 annual fee, while the Sapphire Preferred card offers a $100 annual credit for hotel bookings and complimentary DoorDash DashPass membership.
For some, a World of Hyatt card may be a great addition to their wallet, while others may prefer to stick with their existing card or consider alternative options. One thing is certain – the era of 1:1 transfer ratios is coming to an end, and travelers need to adapt their strategies accordingly.
After all, who needs a 1:1 transfer ratio when you can have a 4:3 ratio and a $95 annual fee?
Author: Evan Null









