
Source: The Points Guy
Summary
The IHG One Rewards Premier Select Credit Card offers IHG loyalists premium benefits, including automatic Platinum Elite status, a free night certificate, and quarterly food-and-beverage rewards. It has a $350 annual fee, with a welcome offer of 200,000 bonus points after $5,000 in purchases. The card also provides airline statement credits and dining perks. It is best suited for frequent IHG hotel guests who can maximize its rewards.
Our Reading
The escape is carefully planned.
Annual free night certificates. Platinum Elite status. Quarterly dining credits. IHG hotels. Chase credit card. Dynamic award pricing.
Free night certificates. Elite night credits. Fourth-night-free benefit. Airline statement credits. Dining rewards.
Redemption value varies. Points locked in one program. High annual fee. Limited flexibility.
The card’s value is tied to IHG stays, not travel in general.
Author: Evan Null
IHG One Rewards Premier Select: The basics
The brand-new IHG Premier Select is the most premium option in IHG’s credit card portfolio. As such, it has the highest annual fee of the IHG cards available — at $350 — which covers several noteworthy IHG-specific benefits, including:
IHG One Rewards Premier Select pros and cons
The IHG Premier Select offers a mix of IHG and non-IHG benefits for a reasonable annual fee, making it a competitive premium credit card, even if you only stay at IHG hotels a few times a year.
IHG One Rewards Premier Select benefits
The IHG Premier Select offers a mix of IHG and non-IHG benefits for a reasonable annual fee, making it a competitive premium credit card, even if you only stay at IHG hotels a few times a year.
Potential drawbacks of the IHG One Rewards Premier Select
While the IHG Premier Select can more than offset its $350 annual fee when maximizing its benefits, if you rarely (or never) stay with IHG, its value diminishes significantly, as you won’t be able to take advantage of perks like the up to $75 in quarterly food-and-beverage credits.
Bottom line
Many IHG loyalists (myself included) have patiently waited for IHG to add a premium card to its lineup for years. Now that it’s here, it’s safe to say that, for the most part, it doesn’t disappoint.









