Source: The Points Guy
Summary
The Points Guy compared the Chase Ink Business Unlimited and Capital One Spark Cash Select credit cards. Both have no annual fee and offer 1.5% cash back. The Ink Business Unlimited provides a higher welcome bonus of $1,000 after $8,000 in spending, while the Spark Cash Select offers $750 after $6,000. Both cards have similar benefits, including purchase protection and rental car coverage. The Spark Cash Select has no foreign transaction fees, while the Ink Business Unlimited offers better purchase protection. Neither card is ideal for maximizing rewards, but both are suitable for business owners seeking simplicity.
Our Reading
The escape is carefully planned.
Both cards offer 1.5% cash back on all purchases. Neither has an annual fee. The Ink Business Unlimited has a higher welcome bonus. The Spark Cash Select has no foreign transaction fees. The Ink Business Unlimited offers better purchase protection.
Travel rewards are a side benefit, not the main draw.
Business owners are choosing simplicity over complexity.
Author: Evan Null
