
Source: The Points Guy
Summary
The Capital One Spark Cash Plus is a business credit card offering 2% cash back on all purchases, with a $150 annual fee. It earns more cash back than the no-fee Spark Cash Select, but only becomes more valuable at higher spending levels. At $30,000 in annual spending, the Spark Cash Plus starts to outperform the Select. Businesses spending $150,000 or more get the annual fee refunded. The card also offers 5% cash back on travel bookings through Capital One Business Travel.
Our Reading
The escape is carefully planned.
Businesses spend $30,000 to get 2% cash back.
Travel bookings get 5% cash back through a portal.
Annual fees are refunded at $150,000 in spending.
Cash back is calculated in tables and thresholds.
Spending more to save less feels like a well-structured game.
Author: Evan Null









