Source: The Points Guy
Summary
This article highlights the various monthly credits and benefits offered by different credit card issuers, including American Express, Chase, Citi, Discover, and U.S. Bank. It provides a checklist of credits and benefits that cardholders can take advantage of to maximize their rewards and minimize their expenses. The article covers a range of cards, including the Amex Platinum, Amex Business Platinum, Amex Gold, and Chase Sapphire Reserve, among others.
Our Reading
The escape is carefully planned. American Express offers various monthly benefits, including up to $25 digital entertainment statement credit, $15 in Uber Cash, and up to $12.95 statement credit for a Walmart+ monthly membership. Chase cards also offer monthly benefits, such as up to $500 statement credit via The Edit hotels and $10 DoorDash non-restaurant credits. Citi and Discover cards also offer 5% cash back on rotating categories.
Cardholders can earn up to 5% cash back on up to $1,500 in combined spending on rotating categories with the Discover it Cash Back card. The U.S. Bank Cash+ Visa Signature Card offers 5% cash back on up to $2,000 in combined spending on rotating categories.
The article also highlights the importance of activating categories and remembering to use credits before they expire.
Maximizing value is key, and cardholders should consider which credits are offered monthly and which are received biannually or annually.
The article concludes by emphasizing the need to save and reference the checklist to avoid leaving value on the table.
Author: Evan Null
