Source: The Points Guy
Summary
The Points Guy lists seven no-annual-fee business credit cards, highlighting their benefits and rewards. The American Express Blue Business Plus offers transferable points, while the Chase Ink Business Cash is ideal for office and telecom expenses. The Ink Business Unlimited pairs well with premium cards. The Blue Business Cash provides straightforward cash back. Capital One Spark Cash Select is suited for international expenses. The Bank of America cards offer travel rewards and customized cash back. Each card has specific welcome offers and earning rates.
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The escape is carefully planned.
American Express Blue Business Plus offers 15,000 bonus points. Chase Ink Business Cash gives $1,000 cash back. Ink Business Unlimited pairs with premium cards. Blue Business Cash provides 2% cash back. Capital One Spark Cash Select avoids foreign fees. Bank of America cards offer travel rewards and customized cash back.
Travel rewards are structured like a spreadsheet.
At a glance: The best no-annual-fee business credit cards
The article lists seven no-annual-fee business credit cards, each with specific benefits. The American Express Blue Business Plus is best for transferable points. The Chase Ink Business Cash is ideal for office and telecom expenses. The Ink Business Unlimited pairs with premium cards. The Blue Business Cash offers straightforward cash back. The Capital One Spark Cash Select is suited for international expenses. The Bank of America cards offer travel rewards and customized cash back.
Blue Business Plus: Best for transferable points
The Blue Business Plus offers 15,000 bonus points after spending $3,000 in three months. It earns 2 Membership Rewards points per dollar on eligible purchases. This card is ideal for those looking to transfer points to other programs. It has no additional fee for employee cards.
Ink Business Cash: Best for office and telecom expenses
The Ink Business Cash provides 5% cash back on office supply stores and telecom services. It also offers 2% back on gas and restaurants. The card allows cash back redemption and can be paired with other Chase cards for point transfers. This makes it a flexible option for business owners.
Ink Business Unlimited: Best for pairing with a premium Ultimate Rewards card
The Ink Business Unlimited earns 1.5% cash back on all purchases. It pairs well with premium Chase cards for enhanced rewards. The card offers higher purchase protection and car rental insurance. This makes it a good choice for businesses that travel frequently.
Blue Business Cash: Best for straightforward cash back
The Blue Business Cash offers 2% cash back on all purchases up to $50,000 annually. It has no bonus categories, making it simple to use. Additional employee cards are free, and it provides expanded buying power. This card is ideal for businesses that prefer a straightforward rewards system.
