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Insurance choice leads to a bear-shaped bill

A Juneau family learned the hard way that liability coverage doesn't cover bears.

Image from brobible.com
Image: brobible.com · Original article

The story

A black bear trapped in a Subaru in Juneau caused significant interior damage before being removed by police, with the owner noting the car's durability but lamenting lack of comprehensive insurance.

Source: brobible.com

Our reading

A black bear spent ten minutes trapped in a Subaru, tearing up the interior and leaving a pile of poop as a parting gift. The owner praised the car’s durability, but the damage was extensive enough to require a replacement—despite the family’s choice of liability insurance over comprehensive coverage.

The bear’s struggle to escape left the back seats in shambles, the plastic torn, and the metal bent. It’s unclear if the car’s design was meant to withstand a bear, but the owner’s insurance choice made the situation more expensive than expected.

The bear’s exit was dramatic, but was the family’s insurance plan—now a lesson in why liability coverage might not be enough when nature has a grudge.

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