A person gets $4,500 in free stuff from two credit cards
A detailed breakdown of how one person maximized credit card benefits.
The story
A person claims to have earned over $4,500 in value from two American Express cards in a year, including statement credits and points, after accounting for annual fees.
Source: thepointsguy.com
Our reading
The person in question has a habit of using credit cards not just for spending, but for extracting value from them like a well-oiled machine. They’ve turned the American Express Platinum and Gold into a kind of financial puppet show, pulling strings to get more than $4,500 in benefits. It’s like they’ve found a way to get free stuff without actually buying anything, which is impressive, if a bit unsettling.
It’s not just about the points or the statement credits; it’s about the meticulous planning. They’ve mapped out every possible benefit, from dining to Uber rides, like a spreadsheet-obsessed wizard. The only thing missing is a cape and a wizard hat, but maybe that’s just me.
And yet, they’re not even using all the benefits they could. They’ve left out things like the Lululemon and Walmart+ credits, which makes you wonder: what’s next? A secret vault of unused perks? Maybe they’re saving it all for a rainy day, or maybe they’re just too busy planning their next move.
