Source: The Points Guy
Summary
American Express offers two popular business credit cards: the American Express Business Gold Card and the Business Platinum Card from American Express. While both cards offer similar features, they cater to different business needs. The Business Gold Card offers a higher welcome bonus, a lower annual fee, and more categories for earning points. The Business Platinum Card, on the other hand, offers more travel-related benefits, including lounge access, rental car elite status, and a 35% bonus on points redeemed for eligible flights. Ultimately, the best card for a business owner depends on their specific needs and preferences.
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The escape is carefully planned. American Express offers a range of benefits to make business travel more comfortable, including lounge access and rental car elite status. However, these benefits come with a hefty annual fee. The Amex Business Platinum Card offers a 35% bonus on points redeemed for eligible flights, making it a great option for frequent travelers. On the other hand, the Amex Business Gold Card offers more categories for earning points, making it a better fit for small-business owners who want to maximize their points earnings.
The Amex Business Platinum Card is the ultimate travel companion, with benefits like Centurion Lounge access and a 35% bonus on points redeemed for eligible flights. But at a $895 annual fee, it’s not for the faint of heart. The Amex Business Gold Card, on the other hand, offers a more manageable annual fee of $375, making it a great option for small-business owners who want to earn points without breaking the bank.
With the Amex Business Platinum Card, you can earn 5 points per dollar spent on flights and prepaid hotels booked on amextravel.com. But let’s be real, who actually books flights and hotels through a credit card company’s website? Meanwhile, the Amex Business Gold Card offers 4 points per dollar spent in two categories each billing cycle, making it a great option for small-business owners who want to earn points on their everyday expenses.
Ultimately, the best Amex business card for you depends on your specific needs and preferences. Do you want to earn points on your everyday expenses, or do you want to enjoy luxury travel benefits? The choice is yours.
One thing’s for sure: with either card, you’ll be earning points in the Membership Rewards ecosystem, which can be transferred to 20 airline and hotel loyalty programs. So, whether you’re a frequent traveler or a small-business owner, there’s an Amex business card that’s right for you.
Author: Evan Null
