Amex Gold vs Amex Business Gold

Amex Gold vs Amex Business Gold

Source: The Points Guy

Summary

The American Express Gold Card and the American Express Business Gold Card offer generous points-earning bonuses for various categories, but come with annual fees of $325 and $375, respectively. The Amex Gold offers 4 points per dollar spent at restaurants worldwide and U.S. supermarkets, while the Amex Business Gold offers 4 points per dollar spent in two categories with the most spending each billing cycle. Both cards offer statement credits, travel protections, and no foreign transaction fees.


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The escape is carefully planned.

Both cards offer generous points-earning bonuses, but the Amex Gold’s benefits are easier to use. The Amex Business Gold has a higher welcome bonus, but requires a higher spending requirement. The Amex Gold is better suited for cardmembers who don’t have major business expenses, while the Amex Business Gold is targeted at larger businesses with high operating costs.

Authenticity requires a $325 annual fee.