Monthly Checklist for Credit Card Perks and Benefits

Monthly Checklist for Credit Card Perks and Benefits

Source: The Points Guy

Summary

This article provides a monthly checklist of credit card perks and benefits that cardholders should use to maximize their value and justify the cards’ annual fees. The checklist includes benefits from American Express, Chase, Citi, Discover, and U.S. Bank credit cards, such as statement credits, cash back, and travel-related perks. Cardholders are reminded to activate their categories, use their credits, and take advantage of rotating categories to earn bonus cash back or rewards.


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The escape is carefully planned. American Express Platinum Card offers up to $25 in digital entertainment statement credits, up to $15 in Uber Cash, and up to $12.95 in Walmart+ membership credits. The Business Platinum Card from American Express offers up to $50 in Hilton purchases and up to $10 in wireless statement credits. The American Express Gold Card offers up to $10 in Uber Cash, up to $10 in dining statement credits, and up to $7 in Dunkin’ statement credits.

Chase Sapphire Reserve offers up to $500 in statement credits via The Edit hotels, $20 in DoorDash non-restaurant credits, and $10 in Lyft credits. United cobranded cards offer ride-hailing credits and Instacart credits. Citi / AAdvantage Executive World Elite Mastercard offers $10 in monthly Lyft credit and up to $10 in Grubhub purchases. Discover it Cash Back offers 5% cash back on rotating categories.

Remember, these benefits are “use it or lose it” type credits, and cardholders must activate their categories and use their credits to maximize their value.